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Augustinus Assistantya Suryaputra SE., S.Kom., CNLP.

ATTENTION!: Steps in Setting Up Bookkeeping and Financial Recording Systems for SMEs (UMKM) - UMKM Accounting Report

Preparing proper bookkeeping and financial recording is crucial for the growth and sustainability of Small and Medium Enterprises (SMEs/UMKM). It enables them to track their financial performance, make informed decisions, and comply with tax regulations.


Choose Accounting Method

Start by selecting an appropriate accounting method, whether it's cash-basis or accrual-basis, depending on your business needs and preferences.


Select Record-Keeping System

Determine the system you'll use to record your financial transactions, whether it's manual, spreadsheet-based, or utilizing accounting software.


Identify and Categorize Transactions

Classify and categorize all financial transactions to ensure accuracy and organization in your records.


Create Income and Expense Lists

Develop detailed lists of income and expenses to track your business's financial activities effectively.


Bank Reconciliation

Regularly reconcile your bank statements with your accounting records to identify any discrepancies and ensure accuracy.


Separate Personal and Business Finances

Maintain distinct separation between personal and business finances to avoid confusion and facilitate clear financial reporting.


Organize Payment and Receipt Cycles

Establish structured processes for managing payments from customers and expenses to suppliers to maintain financial stability.


Monitoring and Analysis

Continuously monitor and analyze your financial data to identify trends, make informed decisions, and improve financial performance.


Consultation and Support from Accounting Firm

Partner with KJA PT Sazanka Finansial Advisor for expert consultation and support. Benefit from our "Start from 1M" promo for businesses with turnover below 1M. Get Accounting and Tax Reporting services worth Rp 1M for the first 6 months, inclusive of Accounting Software.


Once again, it is crucial for SMEs/UMKM to prepare a system for bookkeeping and financial recording. The steps above not only assist SMEs/UMKM in monitoring cash flow and financial health but also provide more comprehensive information to devise more effective and efficient business strategies.


Talk to Our Expert :

Houtman Tua Sihite SE., Ak., CA.



Best Regards,


KJA PT Sazanka Finansial Advisor

Menara Karya Lt 28

Jl. HR Rasuna Said Kav 1-2

Jakarta Selatan

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